Losing your home or business to a fire is a devastating experience. A detailed professional assessment of your loss and damage is critical to obtaining the proper settlement
Understanding the many different types of water damage is important when considering an insurance claim. Damage caused by a rainstorm is not the same as damage caused by a flood or a burst plumbing fixture.
An act of nature such as a lightning strike can cause substantial damage to your property. Additional damages caused by an ensuing power surge can go undiscovered if not properly assessed.
Many homeowner policies provide coverage for acts of nature such as a windstorm, hurricane, or a tornado. Although wind damage is typically covered by your policy, there are many other factors that can impact your claim.
Property damage caused by a flood is not typically covered under the standard insurance policy. Coverage for flooding must be obtained separately through your carrier or the National Flood Insurance Program.
Recovering from smoke damage is often not a simple matter of cleaning up the soot by removing it from your structure and affected textiles and furniture. Proper assessment of all damage both superficial and hidden is necessary.
When an unwanted party steals items or causes malicious damage to your property, proper documentation of the items stolen or damage sustained is necessary.
We have the expertise necessary to achieve an equitable settlement for the policyholder for losses caused by Fire, Water, Wind, Lightning, Flood, Smoke, Theft and Vandalism, and other perils that affect鈥?/p>
- Single-Family Dwellings
- Multi-Family Properties
- Condominium Associations
- Commercial Properties
- Industrial Buildings
- Residential Personal Property
- Business Personal Property
- Business Inventories
- Loss of Rental Income
- Loss of Business Income
For more than 40 years, our team of skilled Public Insurance Adjusters has successfully represented the policyholder in the development and conclusion of insurance claims throughout Massachusetts, Rhode Island, and Connecticut. Our sole objective is to professionally represent the insured in the adjustment of their insurance claim by providing stability, clarity and direction in times of distress.
We are well-known and respected professionals in the insurance industry, with a reputation of expertise, persistence, and fairness. Our team of adjusters has extensive professional backgrounds in construction, building estimation and inventory evaluation. Our technical expertise when applied to the field of insurance adjusting enables us to manage the complexities of any insurance claim.
We evaluate and assess the damage to your home or business and prepare a comprehensive claim, which we present to the insurance company's representative on your behalf. We negotiate the best possible settlement for you within the guidelines of the insurance coverage. We provide the extensive knowledge and technical expertise necessary to effectively deal with your insurance carrier relative to all aspects of your claim.
As a result of our representation, our clients typically receive a much higher insurance settlement from their insurance company than can normally be achieved on their own. While the goal of every claim is to deliver the highest settlement for the policyholder, our success is also measured in the peace of mind and faster recovery times we bring to our clients.